Ask an Oklahoma City Debt Collector Abuse Lawyer: What does the debt collector have to tell me about the debt?

Dear Oklahoma City Debt Collector Abuse Lawyer: What does the debt collector have to tell me about the debt?

Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice must contain:  (1) the amount of the debt; (2) the name of the creditor to whom the debt is owed; (3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector; and (4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt is disputed, the debt collector will obtain verification of the debt.  Be sure to keep all correspondence that you receive from a debt collector.  Often we are able to use the harassing statements in the letters they send you in our cases against the collector under the FDCPA.  If you write to the collector requesting verification, they must stop collection efforts until they verify the debt.

If you would like a free letter and free to send debt collectors requesting they verify the debt and a free consultation by an attorney about your specific situation, contact Paramount Law at (800) 350-2707 or fill out the form on the right side of this web page.  We’re here to help.  If we decide to take your case, it will be free of charge to you… We make the debt collectors pay our fees!