A Simple Guide to Understanding Debt and Cavalry Portfolio Services

Cavalry Portfolio Services
A Simple Guide to Understanding Debt and Cavalry Portfolio Services

Who is Cavalry SPV I, LLC and Cavalry Portfolio Services?

What Is Debt Collection Harassment?

Dealing with debt is like playing a game, but sometimes the other side doesn’t play fair. Some companies, like Cavalry Portfolio Services also known as Cavalry SPV I, LLC, try to get people to pay back money in ways that feel like cheating. They might call too much, say things that aren’t true, or act in ways that make people scared.

The Fair Debt Collection Practices Act (FDCPA)

When too many people felt like the game wasn’t fair, the government made a rulebook called the Fair Debt Collection Practices Act (FDCPA) in 1977. This rulebook was made to stop the unfair play and make sure everyone follows the same rules.

The Purpose of the FDCPA

The FDCPA was created to make sure people are treated with respect, just like in a fair game. If everyone follows the rules, people can feel safe and understand what’s happening.

Debt Collectors’ Rights and Responsibilities

Debt collectors, like Cavalry Portfolio Services or Cavalry SPV I, LLC, have the right to ask for money owed, but they must follow the game’s rules. In 2020, lots of people said that some collectors didn’t play fair.

How Debt Collectors Affect Different Areas

These companies work with many types of debts, such as medical bills and credit cards. They need to play by the rules in each area, or else they can get into trouble.

New Rules to Protect People

The government made new rules to make sure people who owe medical bills are treated kindly. These rules make sure that collectors play the game fairly.

How the FDCPA Protects You

The FDCPA sets the rules of the game. It tells collectors when they can call you, what they can say, and what they can’t do. If they break the rules, they can get a penalty.

Getting Help from Lawyers

If a debt collector like Cavalry Portfolio Services breaks the rules, you can get help from a lawyer. They’re like a referee who makes sure everyone plays fair. They can help you make things right.


Dealing with debt and collectors like Cavalry Portfolio Services can feel like a confusing game. But with the FDCPA, you have a rulebook to guide you. By understanding these rules, you can play the game with confidence.

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